Pre-College human capital investment occurs within a competitive environment and depends on market incentives created by Affirmative Action (AA) in college admissions. These policies affect mechanisms for rank-order allocation of college seats, and alter the relative competition between blacks...

We experimentally test the role of loss-aversion in savings decisions, framing interest as a lump-sum ``upfront bonus'' that is lost if a savings target is not reached. We partner with a mobile network operator and an NGO in rural Tanzania to study the savings behavior of 1,524 women receiving...

"Using data from multiple-period math competitions, we show that males outperform females of similar ability during the first period. However, the male advantage is not found in any subsequent period of competition, or even after a two-week break from competition. Some evidence suggests that...