firm-level Spanish data we find that credit constrained SMEs depend on trade credit, but not bank loans, and that the … intensity of this dependence increased during the financial crisis. Unconstrained firms, in contrast, are dependent on bank …

the “weak funding” handicap of rural small firms (SEs): the access to bank financing and the substitutive role of trade … credit for entrepreneurs in rural areas when they faced bank credit constraints. Considering SEs in Galicia (Spain), a … of 2008-2012. There’s evidence of firms in rural areas facing a differential negative flow of bank credit during the …

bank presence affects these firms in normal times (2004-2006) and in the recent financial crisis (2007-2009). We find that … greater small bank presence yields significantly more lending to and slightly lower failure rates of these firms during normal …

This paper proposes a stochastic model of a bipartite credit network between banks and the non-bank corporate sector … that encapsulates basic stylized facts fond in comprehensive data sets for bank-firm loans for a number of countries. When …

corresponding investment losses from delisted publicly traded bank stocks strongly reduces the rate of firm survival, particularly …

liquidity. Our analysis is based on a daily panel of unsecured overnight loans between 1,079 distinct German bank pairs from … after controlling for search frictions as well as a large set of (time-varying) bank and bank-pair control variables and …-the-counter interbank market, our results establish that bank-pair relationships have a significant impact on interbank credit availability …