change the terms of residential mortgage contracts in bankruptcy …This paper discusses four bankruptcy-related policy issues. First, what is the economic rationale for having a … bankruptcy procedure at all and what defines an economically efficient bankruptcy procedure? Second, why did the number of U …

could file bankruptcy to free up income to pay their mortgage by having their credit card and other unsecured debts …This article presents arguments and evidence suggesting that the bankruptcy abuse reform (BAR) of 2005 may have been … to save one's home by filing bankruptcy. By way of evidence, the authors show that the impact of BAR was greater in U …

could file bankruptcy to free up income to pay their mortgage by having their credit card and other unsecured debts …This article presents arguments and evidence suggesting that the bankruptcy abuse reform (BAR) of 2005 may have been … to save one's home by filing bankruptcy. By way of evidence, the authors show that the impact of BAR was greater in U …

of their houses, lease the houses for one year, file bankruptcy, and propose mortgage modification plans that pay … in their homes. Until the Supreme Court's 1993 decision in Nobelman v. American Savings Bank, the bankruptcy system would … have provided many such homeowners with a remedy. They could have filed bankruptcy, discharged the negative equity …

consumer bankruptcy filers. In particular, the authors’ data allow them to distinguish between Chapter 7 and Chapter 13 … bankruptcy filings, to observe changes in credit demand and credit supply explicitly, and to differentiate existing and new … credit accounts. The paper has four main findings. First, despite speedy recovery in their risk scores after bankruptcy …

main characteristics of Spanish household debt was (and still is) the importance of mortgage credit in the purchase of … measures regarding mortgage credit and foreclosures than to the classic approach to discharging personal debt. This paper will …

We examine the impact of the 2009 amendments to the Canadian Bankruptcy and Insolvency Act on insolvency decisions …

This paper deals with the issues of bankruptcy in the aftermath of 2008 financial crisis …

that require dramatic transformation. In the same year, Lehman Brothers declared bankruptcy, wreaking havoc on US and … study is divided into two sections: The events leading up to Lehman Brothers' bankruptcy, followed by an examination of the …