The Prime Minster Jan-Dhan Yojna (PMJDY), started in 2014, follows in a long line of drives for financial inclusion in India, marked only by a much greater scope and ambition than previous roll outs. This top down approach to close the gap on the unbanked of India relies primarily on public...

Chapter 1. Introduction -- Chapter 2. What Really Drives Financial Sector Development in Ghana? -- Chapter 3. Harnessing Financial Innovation for Financial Inclusion in Ghana -- Chapter 4. Financial Inclusion and Monetary Policy Effectiveness in Ghana -- Chapter 5. Gendered Financial Behaviour...

This study draws on 20 in-depth interviews with microfinance institutions, practitioners, analysts/policymakers, and academics, along with a review of literature to understand and assess the state of the microfinance industry in the United States in terms of its salient features, critical issues...