This text is concerned with the increasingly important and problematic area of financial exclusion, broadly defined as the inability and/or reluctance of particular societal groups to access mainstream financial services. This has emerged as a major international policy issue. There is growing...

Chapter 1. A historical Perspective on Disruptive Technologies -- Chapter 2. A Taxonomy of FinTech Innovation -- Chapter 3. Cryptocurrency Mining Protocols: A Regulatory and Technological Overview -- Chapter 4. The development of InsurTech in Europe and the strategic response of incumbents --...