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Boosting financial service quality : the power of innovation strategy in Algerian context

Boussad, Nait Ibrahim; Meriem, Nouala - In: Journal of intercultural management : the journal of … 16 (2024) 2, pp. 5-38

innovation approaches, are critical in improving quality in a competitive environment. This investigation analyses the influence … of innovations extended mix marketing elements on the quality of financial services in Algeria. Methodology This study … quality of service using structural equation modelling (SEM) with a Partial Least Squares (PLS) approach. Data were collected …

Persistent link: https://www.econbiz.de/10015417064

Evidence on Usage Behavior and Future Adoption Intention of Fintechs and Digital Finance Solutions

Gerlach, Johannes M. - 2019

Financial Technology Companies are gaining popularity and becoming more relevant within financial services industries worldwide. This growth can be encouraged by the EY FinTech Adoption Index, which indicates a global average FinTech Adoption of 33.0% in 2017. With regard to Financial Technology...

Persistent link: https://www.econbiz.de/10012862006

Competition Against Common Sense : Insights on Peer-to-Peer Lending as a Tool to Allay Financial Exclusion

Komarova Loureiro, Yuliya - 2015

Purpose – The purpose of this research is to provide insights into peer-to-peer (P2P) lending which has served as one important tool to mitigate financial exclusion. The main proposition of this research is that P2P platforms, which in many ways resemble auctions, naturally instill competitive...

Persistent link: https://www.econbiz.de/10013031643

The future of banking : what are the actual barriers to bank digitalization?

Ulrich-Diener, Florian; Dvouletý, Ondřej; Špaček, … - In: Business research quarterly : BRQ 28 (2025) 2, pp. 491-513

The banking sector must confront challenges arising from globalization, the demand for new business models (BMs), increasing regulation, and ever-advancing digitalization. In this context, innovative competitors, namely FinTechs, are challenging banks and forcing them to rethink existing...

Persistent link: https://www.econbiz.de/10015375410

Inspecting the impact of financial inclusion on emissions in India : the banking channel

Ray, Saon; Thakur, Vasundhara - 2025

The urgent need to address climate change has placed environmental degradation and sustainable development at the centre of policy discussions. This highlights the importance of examining how the financial system directs funds toward green investments or emission-intensive industries. Expanding...

Persistent link: https://www.econbiz.de/10015329696

Open banking and automated transaction analysis in the digitalization of business banking : design, opportunities, and challenges of a digital credit process

Henkler, Ruven; Schubart, Constantin - 2025

In the digital age, banks must urgently transform their traditional lending processes. This necessity is intensified by the growing competition from digital providers and customers' increasing expectations for efficiency and speed in financial services. Particularly in the business banking...

Persistent link: https://www.econbiz.de/10015183148

Financial technology in a South African banking institution to achieve strategic sustainability

Panday, Lomesh; Nyawo, Jabulani C.; Vilakazi, Mlondi B. F. - In: South African journal of business management 55 (2024) 1, pp. 1-10

Purpose: The aim of this article was to better understand the alignment of banking business models with disruptive technologies. Design/methodology/approach: An explorative study was used to uncover participants' views of technology adoption in a particular banking institution in South Africa....

Persistent link: https://www.econbiz.de/10015199746

Establishing a digital participation bank in North Macedonia : opportunities and challenges in interest-free finance

Lokce, Ahmet; Danevs, Andrijana Bojadzievska - In: Naše gospodarstvo : NG 71 (2025) 2, pp. 25-33

This paper aims to explore the feasibility of establishing a digital participation bank in North Macedonia based on the principles of interest-free finance. This system has been part of ethical and equitable financial systems in the major Abrahamic religions. Thus, as interestfree finance...

Persistent link: https://www.econbiz.de/10015434225

Access to banking services and poverty reduction : a state-wise assessment in India

Bhandari, Amit Kumar - 2009

Financial inclusion is the broad based delivery of banking and other financial services at affordable cost to the poorest sections of society. In India, financial inclusion emphasizes to include maximum number of people under formal financial systems. The most important part of financial...

Persistent link: https://www.econbiz.de/10003831814

Banking across borders

Niepmann, Friederike - 2013

Banking across borders has risen substantially over the past two decades. Yet there is significant heterogeneity in the international and global activities of banks across countries. This paper develops and tests a theoretical model that explains this variation from an international trade theory...

Persistent link: https://www.econbiz.de/10009740267