Fintech has increasingly become part of the global economy with the evolution of technology, increasing investments in fintech firms, and greater integration between traditional incumbent financial firms and fintech. Since the 2007-2009 financial crisis, research has also paid more attention to...

The U.S. financial markets faced an unprecedented rapid decline and recovery on May 6, 2010, known as the May 6 flash crash. Roughly one trillion $ market value in less than thirty minutes vanished with the biggest one-day point decline in the history of the DJIA at the time.Since the market...

The potential of blockchain technology for the delivery of aid in humanitarian crises has drawn attention not only for its benefits, but also for the revolutionary nature of its implementation that may involve the displacement of financial entities. This paper describes the problems and...

The recent financial crisis has shown that financial innovation can have devastating systemic impacts. International standard setters'' and national regulators'' response has been a global concerted effort to overhaul and tighten financial regulations. However, at a time of designing stricter...

As BigTechs and other large technology companies continue to consolidate core market positions and expand their business lines, dependencies on these companies, both social and economic, are increasing. However, policymakers lack a common framework to monitor activities and any emerging...

The 2008 financial crisis is often addressed as the most serious economic crisis since the Great Depression. Although the origin of this crisis, that led to the collapse and subsequent government ‘bail-out' of the banking giants Northern Rock, RBS and HBOS, has been related to a mélange of...

Washington's remedy to the financial problems that began in 2008 was the Troubled Asset Relief Program (TARP) — the so called bailout of the banking system. Whatever its merits, it was, for the most part, unpopular with the American public. Lawmakers, fearful that the economy might actually...

The article begins by addressing central definitional and taxonomical issues for crowdlending (also known as peer-to-peer lending) as an evolving species of debt-based crowdfunding within the FinTech industry. It considers the regulatory tension between facilitating growth of the crowdlending...