The financial crises emanating from bank run, bad debt, asset-liability mismatch, excessive leverage, sovereign default that result in bank failure have not been solved. In order to solve these problems, banks adopted several models even though each banking business model was a catalyst for...

This paper sought to test the effect of investor loan funding, credit risk and liquidity crunch, on AIRCABS sustainability and profitability. The result found that AIRCABS was not affected by credit risk and liquidity crunch and the increase of investor loan funding increased AIRCABS...

This research presents a stepwise description, explanation and prediction of dependent and independent variables in developing empirical methodology to test the viability of an interest rate commission agent banking system, a system where the bank acts as an agent for investors' loan funding....