Discusses how the development of innovative financial technology (Fintech) is giving rise to new "challenger banks" entering the UK market. Examines the business models of two digital challenger banks, Aldermore Bank and Shawbrook Bank, and the mobile-based Atom Bank. Suggests why challenger...

The COVID-19 pandemic has accelerated the growth of digital economy and fintech companies, as more people tend to use online or APP-based financial services. This article discusses the regulation of fintech businesses during the pandemic, by using Ant Group as an example, when Chinese regulators...