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The analysis highlights the aspects of diversified market structures and of local, low-distance banking as advantageous for financial stability. Heterogeneity protects from uniform market behaviour. Local banking can better overcome the problem of asymmetric information, particular in SME...
Persistent link: https://www.econbiz.de/10012153544
Bank profitability in the USA was extremely high in the pre-crisis period, yet this did not prevent the current crisis …' capital bases. This paper analyses the effects of structure on profitability from 1994 to 2005. Bank-level panel data are used … to test the effects of concentration, market power, bank size and operational efficiency on profitability. Efficiency is …
Persistent link: https://www.econbiz.de/10013152291
Over last two decades, emerging and developing nations have desperately endeavored for efficient banking sectors. In this study, we argue that bank efficiency generates incentives that can impact banks’ capital holdings and the cost of financial intermediation. Analyzing a panel dataset of...
Persistent link: https://www.econbiz.de/10011760329
measures of profitability in the sector. They were indicating that the accumulation of assets eats into the incomes of banks in …
Persistent link: https://www.econbiz.de/10012817790
On May 11-12, 2011, SUERF, the Belgian Financial Forum, the Brussels Finance Institute and the Centre for European Policy Studies (CEPS) jointly organised the 29th SUERF Colloquium New paradigms in money and finance? The papers included in this SUERF Study are based on contributions to the...
Persistent link: https://www.econbiz.de/10011689953
On May 11-12, 2011, SUERF, the Belgian Financial Forum, the Brussels Finance Institute and the Centre for European Policy Studies (CEPS) jointly organised the 29th SUERF Colloquium New paradigms in money and finance? The papers included in this SUERF Study are based on contributions to the...
Persistent link: https://www.econbiz.de/10011711451
throughout the GFC. Finally, it examines the relation of a bank's home mortgage sales to its mortgage price, pricing strategy and … funding support over different stages of the GFC. We find first that big banks lead the price setting in home loan markets and … the GFC, and the effect is strongly significant. Third, the effects of mortgage price and pricing strategy on mortgage …
Persistent link: https://www.econbiz.de/10013007682
across financial institutions and big banks lead in price setting. The GFC significantly changed the pricing behavior …
Persistent link: https://www.econbiz.de/10013008380
Conventional wisdom holds that small banks have comparative advantages vis-à-vis large banks in serving small firms, while recent literature suggests this may not be the case. Using a panel of recent US start-ups, we investigate how small bank presence affects these firms in normal times...
Persistent link: https://www.econbiz.de/10013063973
Global Recession to Global Recovery: It is well known fact that all good things, as also bad things, come to an end and business cycles pass through good and bad economic times. Economically 2010 was a year of transition from economic recession to recovery. Economies were improving in some...
Persistent link: https://www.econbiz.de/10014172887