This study applies the k-medoids methodology and identifies various banking business models according to asset combinations and funding sources. The study determines the effects of these models on bank risk-return profiles. We use all systemically important banks listed on the V-LAB list from...

Why were some banks heavily affected by mortgage crises, while others barely? Why were some banking sectors dominated by “originate and distribute” model, while others were trading? Why did some banks decide not to follow the others, and preferred to stay traditional banks? How the models...

The systemic banking crises placed enormous pressure on national governments to intervene. However, these actions are justified if they contribute to economic recovery without subsequently increasing significant risk in the banking sector. Using a novel bank-level database, we examine whether...