encouraged by regulators, the nature of fintech business models may increase the risk of financial instability. Regulators are … - from their perspective - required urgent action: fintech credit companies need to lower the risk of overlending, increase …

financial transactions leads to a risk-reduction approach when in contact with other people. Moreover, financial transactions …

The landscape of financial credit risk models is changing rapidly. This study takes a brief look into the future of … predictive modelling by considering some factors that influence financial credit risk modelling. The first factor is machine … but also creates a wealth of opportunities. One way of exploiting these opportunities and managing the associated risks is …