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Universal banks and relationships with firms
Elsas, Ralf; Krahnen, Jan Pieter - 2003
Some of the most widely expressed myths about the German financial system are concerned with the close ties and intensive interaction between banks and firms, often described as Hausbank relationships. Links between banks and firms include direct shareholdings, board representation, and proxy...
Persistent link: https://www.econbiz.de/10009765357
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Bank capital requirements, loan guarantees and firm performance
Mayordomo, Sergio; Moreno, Antonio; Ongena, Steven; … - 2019 - This draft: April 12, 2019
This paper studies the effects of the bank capital requirements imposed by the European authorities in October 2011 on loan collateral and personal guarantees usage to enhance capital ratios. We use detailed information on the loan contracts granted by a representative Spanish bank and several...
Persistent link: https://www.econbiz.de/10012051949
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Long-Lasting Bank Relationships and Growth of Firms
Gambini, Alessandro - 2010
A puzzling but consistent result in the empirical literature on banking is that firms with close bank ties do not grow faster than bank-independent firms. In this paper, we reconsider the link between relationship lending and firms' growth, distinguishing firms by size and “health”. The idea...
Persistent link: https://www.econbiz.de/10013141411
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Who Captures Who : Long-Lasting Bank Relationships and Growth of Firms
Gambini, Alessandro - 2012
The theoretical literature has identified potential benefits and costs of close bank-firm relationships for both parties, suggesting possible reasons for firms being captured by banks and vice versa. In this paper we empirically explore the effects of long-lasting credit relationships on...
Persistent link: https://www.econbiz.de/10013117018
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Long-lasting bank relationships and growth of firms
Gambini, Alessandro; Zazzaro, Alberto - 2010
A puzzling but consistent result in the empirical literature on banking is that firms with close bank ties do not grow faster than bank-independent firms. In this paper, we reconsider the link between relationship lending and firms' growth, distinguishing firms by size and "health". The idea is...
Persistent link: https://www.econbiz.de/10003981984
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The Benefits of Bank Firm Relationships When Credit is Unconstrained : The Case of French SMEs
Statnik, Jean-Christophe - 2015
According to Kremp and Sevestre (2013), French firms did not suffer from credit restriction during the period 2004-2010. This study seeks to identify the benefits of bank-firm relationships when credit is unconstrained. By using a unique set of data collected from a French relationship bank...
Persistent link: https://www.econbiz.de/10013023941
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The mediating effect of entrepreneurs' competency on the relationship between bank finance and performance of micro, small, and medium enterprises (MSMEs)
Esubalew, Amare Abawa; Raghurama, A. - In: European research on management and business economics 26 (2020) 2, pp. 87-95
Entrepreneurial competencies are capabilities that the business mind people possess to create a new business idea or improve the existing one. Though the direct effect of entrepreneurs' competence on the performance of MSMEs was relatively researched, its mediating effect was not studied well....
Persistent link: https://www.econbiz.de/10012307934
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Supply Chain Finance, Performance and Risk : How Do SMEs Adjust Their Buyer-Supplier Relationship for Competitiveness?
Liu, Feng; Fang, Mingjie; Park, Kwangtae; Chen, Xuesheng - 2022
liabilities. However, its effects on SME performance and risk have been insufficiently studied. The competitiveness of SMEs … indicate that an SME’s SCF adoption positively impacts its performance but negatively impacts its risk. To further explore … exploring the multiple facets of SCF adoption and highlighting the moderating role of buyer-supplier relationship in SCF and SME …
Persistent link: https://www.econbiz.de/10014359254
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Who Borrows? Firm Performance Predictability of Bank Lending Decisions To Small Firms
Mjøs, Aksel - 2012
We investigate two questions: (1) Do bank lending decisions to small and medium-sized firms provide information about these firms' future financial performance? (2) Does this predictability vary across different stages of the credit cycle? Based on a unique, detailed data set of all Norwegian...
Persistent link: https://www.econbiz.de/10013105501
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Who Borrows? Firm Performance Predictability of Bank Lending Decisions to Small Firms
Mjøs, Aksel - 2012
We investigate two questions: (1) Do bank lending decisions to small and medium-sized firms provide information about these fi rms' future fi nancial performance? (2) Does this predictability vary across different stages of the credit cycle? Based on a unique, detailed data set of all Norwegian...
Persistent link: https://www.econbiz.de/10013109089