The purpose of this paper is to lay out the range of responses to the foreclosure crisis in which local organizations have been engaged in recent years, providing a scheme for thinking about local responses to the crisis and the actors and organizations involved. It is also intended to help...

The context for foreclosure prevention and mitigation hinges critically upon whether a state operates in a judicial or nonjudicial regime. Nonjudicial foreclosure regimes allow mortgage lenders to foreclose on homes without substantial court supervision. In these states, the time from the...

This paper seeks to identify the how the seven Round 1 and Round 2 Hardest Hit Fund (HHF) states with predominantly nonjudicial foreclosure systems formulated their HHF strategies in response to the foreclosure crisis as it is playing out in their respective states. While the focus here is on...