Chart shows seriously delinquent loans by loan category in Texas, 2001-2007. ; Seven Texas metropolitan statistical areas ranked in the Top 100 MSAs with the highest foreclosure rate relative to the total number of households in the MSA. ; Twenty-two Texas ZIP codes made the list of 500 U.S. ZIP...

Texas has a rather quick foreclosure process for non-home equity loans. (Home equity loans must be foreclosed judicially.) The process is conducted by the trustee designated by the lender in the deed of trust (the mortgage instrument) without any court involvement.

The conference "Preserving Homeownership: Addressing the Foreclosure Issue, “held in Dallas in June, opened with a panel of Texas researchers who addressed the impact foreclosures are having on the U.S. and Texas economies.

The city of San Antonio has taken on the challenge of homeownership preservation, creating the San Antonio Foreclosure Prevention Task Force.

Information on the foreclosure process, procedures and laws; homeowner assistance; state and local coalitions; and post-foreclosure solutions.

Numerous programs, partnerships and other efforts--led by public, private and nonprofit organizations--are under way to reduce the number of delinquencies and foreclosures.

As foreclosure and delinquency rates escalate, community organizations, counseling agencies and policymakers need good-quality data to understand foreclosure patterns and mitigate foreclosure losses to individuals and communities. To that end, the Federal Reserve System has aggregated mortgage...

Texas and other areas in the Eleventh District did not experience a drastic home appreciation or expansion of exotic mortgages in the lead-up to the recent recession; therefore, the region did not get into a mortgage crisis as severe as in some other parts of the nation (Figure 1). However, the...

Despite some of the positive news in housing markets, the rate of mortgage foreclosures and delinquencies in Texas is on a sharp incline. This issue of e-Perspectives provides a list of foreclosure resources.

In a recent Southwest Economy, Dallas Fed economists D'Ann Petersen and Laila Assanie examine the Texas housing market. Another article, by the Real Estate Center at Texas A&M University, provides an in-depth analysis of Texas' housing affordability and how it differs across the state's...