desired response is that individuals accumulate private assets for retirement. Whether this actually takes place, is of … gradually being reduced, while substantial incentives are granted to occupational and private saving schemes. Has this … Germans adapted to the new situation. Both actual and expected retirement decisions changed and the share of households …

households are more likely to save privately for their old-age and at the same time households saving privately for their old …

How much retirement income is needed in order to maintain one's living standard at old age? As it is difficult to find … replacement rate vis- a-vis income in the pre-retirement period. We subject indications regarding satisfaction with current income … the year of entry into retirement as a rather robust result, while replacement rates keeping the living standard unchanged …

How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … public pension payments. This reform did not change the level of pensions, but only provided information to individuals about … these letters on the behavior of individuals. We find an increase in tax-deductible private retirement savings and provide …

deductions for early retirement. This paper examines the evolution of the profitability of pension contributions against the …

deductions for early retirement. This paper examines the evolution of the profitability of pension contributions against the …

out to be less likely to save additionally privately for retirement. In a second step the chosen gross saving rates are … decades. Voluntary savings for retirement will therefore gain more and more relevance in order to maintain one’s standard of … living during retirement. This article examines the savings behavior for retirement on an individual level in Germany. As a …

How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … change the level of pensions, but only manipulated the knowledge about and salience of expected pension payments. Using … on private retirement savings. Our results show that the letters increase private retirement savings. The effects are …

out to be less likely to save additionally privately for retirement. In a second step the chosen gross saving rates are … decades. Voluntary savings for retirement will therefore gain more and more relevance in order to maintain one's standard of … living during retirement. This article examines the savings behavior for retirement on an individual level in Germany. As a …