Using an innovative dataset for ICT use for five countries in Europe, we examine the impact and association of ICT on socio-economic exclusion. Using OLS regression we find significant wage premiums for PC and internet usage at the workplace. Following Dinardo/Fortin/Lemieux (1997), we examine...

Using an online survey of Australian residents, we elicit the potential impacts of COVID-19 related labour market shocks on a validated measure of financial wellbeing. Experiencing a reduction in hours and earnings, entering into unemployment or having to file for unemployment benefits during...

This study develops multi-item scales of the financial wellbeing of customers of a major Australian bank using self-reported survey data that are matched with the customers' financial records. Using Item Response Theory (IRT) models, the study develops: First a Reported Financial Wellbeing Scale...