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status in retirement reduces annuitization due to adverse selection. Recent innovation introduces an enhanced annuity plan …Post retirement, annuities provide a steady stream of income for retirees. However, the annuitization rate is … where individuals with impaired health are entitled to higher annuity payments. However, this market is less explored in …
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retirement savings following the initiation of cancer treatment (chemotherapy). Using comprehensive administrative data from … mandatory retirement savings scheme that permits early access under hardship provisions. We find that early withdrawals increase … down retirement savings as a form of self-insurance, revealing how health risks interact with retirement policy. These …
Persistent link: https://www.econbiz.de/10015413373
for a reduction in both mortality and in inpatient care as a consequence of the early retirement offer. Increasing the …This paper studies empirically the consequences of retirement on health. We make use of a targeted retirement offer to … army employees 55 years of age or older. Before the offer was implemented in the Swedish defense, the normal retirement age …
Persistent link: https://www.econbiz.de/10010358447
for a reduction in both mortality and in inpatient care as a consequence of the early retirement offer. Increasing the …This paper studies empirically the consequences of retirement on health. We make use of a targeted retirement offer to … army employees 55 years of age or older. Before the offer was implemented in the Swedish defense, the normal retirement age …
Persistent link: https://www.econbiz.de/10010369753
Persistent link: https://www.econbiz.de/10015066880
In enhanced annuities, the annuity payment depends on one's state of health at some contracted date while in "standard … annuities", it does not. The focus of this paper is on an annuity market where "standard" and enhanced annuities areoffered … out of the market or vice versa. Both annuity types can exist simultaneously when the insured know varying exactly on …
Persistent link: https://www.econbiz.de/10010443172
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