the effects of medical insurance and competition in the guise of free choice of physician, including observability of … whether he was perhaps overtreated. We find that with insurance, moral hazard looms on both sides of the market: patients … found to partially offset the adverse effects of insurance: most patients seek treatment, but overtreatment is moderated. …

stylized way, we study the effects of medical insurance and competition in the guise of free choice of physician. Medical … overtreated. We find that with insurance, moral hazard looms on both sides of the market: patients consult more often and … adverse effects of insurance: most patients seek treatment, but overtreatment is moderated. …

In 2019, the Bolivian government began implementation of the Universal Health Insurance (SUS) scheme, with critics …

Does medical insurance affect health care demand and in the end contribute to improvements in the health status …? Evidence for China for the year 2004, by means of the China Health and Nutrition Survey (CHNS), shows that health insurance … does not affect health care demand in a significant manner. Counterfactuals suggest that full insurance coverage of the …

that extended health insurance to one-quarter of the population to achieve universal coverage while keeping health spending …

have a constitutional right to health care, but insurance companies that manage delivery impose restrictions on access. We …