We use unique data from an insurer that exclusively offers high-deductible, "consumer-directed" health plans to identify the effect of plan features, notably the spending account, on health care spending. Our results show that the marginal dollar in the spending account is entirely spent on...

Much of the debate about health policy in the US has focused on the availability of health insurance coverage and the number of individuals who are uninsured. It is known that the United States spends approximately twice as much per capita on health care, but there is little difference in...

Quantifying national spending on wellness and prevention / George Miller, Charles Roehrig, Paul Hughes-Cromwick, Craig Lake -- Spillover effects of prescription drug withdrawals / John Cawley, John A. Rizzo -- The psychology of nutrition messages / Heather Schofield, Sendhil Mullainathan --...

We use unique data from an insurer that exclusively offers high-deductible, "consumer-directed" health plans to identify the effect of plan features, notably the spending account, on health care spending. Our results show that the marginal dollar in the spending account is entirely spent on...

We evaluate reclassification risk in the small group health insurance market from a period before ACA community rating regulations. Reclassification risk in this setting is of key policy relevance and also a matter of debate. We use detailed claims and premiums data from a large insurance...