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This paper provides a simple, generic introduction to, and survey of, the transactional structures and rudimentary principles applicable to Shari`ah-compliant home purchase financings. The paper summarizes six of the most frequently used home purchase financing structures used by banks and...
Persistent link: https://www.econbiz.de/10013097855
In 2014, the volume of housing mortgage lending (HML) in the Russian Federation continued to grow despite the development of crisis phenomena in the Russian economy. The volume of housing mortgage credits (HMC) allotted in 2014 (Rb 1.762 trillion) was 30.18% above the same index for 2013, while...
Persistent link: https://www.econbiz.de/10013025209
In Q2 2013, the monthly weighted average interest rate on ruble-denominated housing mortgage loans was no longer on the rise, after a more than year-long period of growth: the interest rate for June was 12.6% against its record high of 12.9% in March 2013. The volume of housing mortgage lending...
Persistent link: https://www.econbiz.de/10013074779
In Q2 2015, housing mortgage loans (HML) totaling to Rb 242.53bn were originated which was 44.23% lower than the same index for Q2 2014. The volume of residual debt on HML as of 1 July 2015 constituted Rb 3.608 trillion. The share the ruble stale debt on HML in the residual debt came to 0.98% as...
Persistent link: https://www.econbiz.de/10013014806
According to the RF Federal Service for State Registration, Cadastre and Cartography (Rosreestr), the land area in the ownership of RF individuals continues to decrease. As of 1 January 2012, it amounted to 119.6 million hectares (m ha) (7% of the total land surface) vs. 121.4 m ha (7.1%) in...
Persistent link: https://www.econbiz.de/10013076889
Housing affordability is a key policy concern and an important factor in fostering sustainable homeownership. Housing … insurance are estimated to be less than six percent of the cost of homeownership …
Persistent link: https://www.econbiz.de/10013294541
The future of American homeownership is being pushed in contradictory directions by demographic changes. The aging of … the Baby Boomers would support higher levels of homeownership, but the increasing minority share of the population and the … persistent racial gap in homeownership acts to reduce homeownership. Layered on top of these demographics is an uncertain …
Persistent link: https://www.econbiz.de/10012985504
implications of homeownership. After controlling for income, housing quality and health, female homeowners are not better off than …
Persistent link: https://www.econbiz.de/10013114508
ease of credit access among borrowers explains the divergence in investment homeownership seen in the data. This divergence …
Persistent link: https://www.econbiz.de/10013242279
homeownership in Japan. We find that although both rural and urban households with higher incomes are more likely to transition to … homeownership, access in rural areas is more equally distributed over various income groups. Since most of the previous empirical …, whereas in rural areas homeownership is more equally distributed. Nonetheless, given the relatively low levels of household …
Persistent link: https://www.econbiz.de/10011576837