Housing policy under the Clinton and Bush Administrations has sought to boost homeownership while also narrowing racial gaps in owner-occupancy rates. Against that backdrop, homeownership rose sharply in the 1990s, but white-minority gaps remain in excess of 25 percentage points. We analyze...

In recent years, much of U.S. federal housing policy has focused on two complimentary goals: to increase U.S. homeownership rates while also narrowing enormous and longstanding racial gaps in homeownership. Against this backdrop, the U.S. homeownership rate rose to historic highs in the 1990s,...