of increases in the amount and share of delinquent debt (90 days past due or more) and of increases in bankruptcy risk …

). The HDC can order an immediate repayment or grant a debt suspension. Exploiting the random assignment of bankruptcy … importance of regulation of credit distribution to avoid both entering into bankruptcy and re-filing for bankruptcy. …

. Following bankruptcy reform, wealthier households under 50 reduced their arrears between 2004 and 2007. During the sub …

Increasing personal bankruptcy protection raises consumers' desire to borrow and lenders' cost of extending credit; the … impact on equilibrium borrowing is ambiguous. Using bankruptcy protection changes between 1999 and 2005 across U.S. states …