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verschiedener Versicherungsunternehmen, Mehrfachvertreter und Versicherungsmakler aus Deutschland teilgenommen haben. Wir …In this paper, we investigate the effects of COVID-19 on the digital transformation of insurance sales. We explicitly … focus on the traditional ways of selling insurance products and aim to analyze whether COVID-19 has changed the use of …
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I take advantage of regulatory and pricing dynamics in Medicare Part D to empirically explore interactions among adverse selection, switching costs, and regulation. I first document novel evidence of adverse selection and switching costs within Part D using detailed administrative data. I then...
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