It is well known that the overall insurance sector in India has been undergoing a series of reforms from time to time. The drastic change that re-designed the contours of the industry is the implementation of the Malhotra Committee Recommendations which opened up the landscape to the private...

Oil is one of the most important forms of energy and is a significant determinant of global economic performance. Commodities like oil are fairly homogeneous and internationally traded. The impact of dollar nominated oil prices on stock prices may not be quite relevant for Indian context. In...

A change in share price reflects the economic health of a company as perceived by individual investors. The reflection might not be as exact as mirror rather reflection on water of a pond with a mild wave. The uncertainty of the business is due to several controllable and uncontrollable factors....

In any economy, changes in inflation rate influence almost all economic activities directly or indirectly. In the economic theory, it is understood that low and stable inflation is desired as a key objective of economic policy. On the contrary, high inflation is widely believed to hold back...

The concept of microfinance has great scope in all developing countries including India. However, microfinance is characterised by high interest rate. This phenomenon of charging exorbitantly high interest rate sometimes severely criticised for creating ‘debt trap'. There are some alleged...

With around 30 per cent contribution towards GDP and 40 per cent export of the country, the growth of the micro, small and medium enterprise (MSME) sector is an important driver of the Indian economy. This article seeks to identify the factors for export promotion from both the macro and micro...

Overall risk of a bank depends on many factors. In this paper, we investigate how group characteristics and bank-wise individual factors (credit policy, extent of hedging) influence the risk of a bank and how they vary with time. Initially we used coefficient of variation and K-means cluster...

The decision on capital structure makes an impact on the overall cost of capital and consequently value of the firm. The capital structure decision of growth companies is even more important as the companies require fresh fund to finance growth. In this study, the sales of software companies in...