This study explores the relationship between human capital and the usage of liquefied petroleum gas (LPG) and electricity by households. While the impact of educational attainment on the choice of various utilities and household welfare has been dealt with in detail, work exploring the impact of...

Extending financial services to unbanked population in India has remained a central part of the policy thrust of the Indian government for decades. To that effect, a widespread formal credit delivery mechanism has been established to meet the credit requirements of rural communities. However,...

This paper makes a modest attempt to identify structural breaks in outstanding credit of rural branches of Scheduled Commercial Banks in India during the period of 1969 to 2009. With the use of endogenous method, we find three possible structural shifts in growth, i.e. 1981, 1989 and 1999 and...

This article looks into the role of land reform in comparison to concentric effort to augment agricultural GDP. Redistributive land reform policy aims to improve land endowments of poor, though varies among states in respect to political will and implementation. Panel data of fifteen main states...