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While India is set to become the world's most populous country by 2050, it is also the home to the world's largest number of unbanked individuals. This paper aims to investigate the profitability issue with a focus on public banks. Using a new methodology based on comparisons tests and panel...
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This paper aims to take a look at the literature available on the bank consolidation with a special stress on Indian scenario. It appears that that until and unless the true motive of consolidation is properly understood at this point of time proper conclusion cannot be drawn. Evidence of...
Persistent link: https://www.econbiz.de/10012983655
Measures of Concentration are of vital importance for welfare related public policy toward market structure and conduct in the banking industry. The most widely used measure of market concentration, the concentration ratio. While useful as a starting point, the concentration ratio has important...
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This paper develops a structural model of competition in the lending market to examine the impact of financial reforms … both on competition and on banks' risk taking incentives. Drawing on the literature on the uniqueness of bank loans vis …-2004). Our results suggest an increase in competition along with the reform process. The analysis of banks' risk taking …
Persistent link: https://www.econbiz.de/10013155372
This study endeavours at measuring bank competition in Indian loan market using a new competitiveness index, the … to other conventional measures. Second, applying this unbiased competition indicator to Indian bank loan markets shows … that financial reform indeed has contributed to significant improvements in competition. As regards, the competition among …
Persistent link: https://www.econbiz.de/10013075988