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Payment Innovations, the Shadow Economy and Cash Demand of Households in Euro Area Countries
Reimers, Hans-Eggert; Schneider, Friedrich; Seitz, Franz - 2021
We analyze for the first time cash holdings of private households in all euro area countries from 2002 to 2019 within a panel cointegration framework. Besides the traditional determinants of cash demand like transactions balances and opportunity costs, we concentrate on cashless payments media...
Persistent link: https://www.econbiz.de/10013315295
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The spread of branch banking and the demand for cash in post-war Germany
Krüger, Malte - 2016
cashless wage payments. In this period, in Germany, the branch network of the banks expanded significantly and at the end of …
Persistent link: https://www.econbiz.de/10011582263
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Bitcoin as an Innovative Payment Currency in Germany : Development of the E-Gold Standard
Arsov, Doc. Dr. Aleksandar - 2016
implement and improve the constrained optimal resource allocation in Germany. Bitcoin is a digital, decentralized, partially … micropayments in Germany. Although the Bitcoin economy is flourishing, Bitcoin users are anxious about Bitcoin's legal status. This … currency Bitcoin can provide a superior fallback position as e-gold standard in Germany and worldwide. Digital self …
Persistent link: https://www.econbiz.de/10012992686
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The impact of environmental regulation on clean innovation : are there crowding out effects?
Benatti, Nicola; Groiss, Martin; Kelly, Petra; … - 2024
We examine the extent to which environmental regulation affects innovation and which policy types provide the strongest incentives to innovate. Using a local projection framework, we estimate the regulatory impact on patenting activity over a five-year horizon. As a proxy for environmental...
Persistent link: https://www.econbiz.de/10014558850
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Integrated Household Surveys : An Assessment of U.S. Methods and an Innovation
Samphantharak, Krislert - 2017
We present a vision for improving household financial surveys by integrating responses from questionnaires more completely with financial statements and combining them with payments data from diaries. Integrated household financial accounts—-balance sheet, income statement, and statement of...
Persistent link: https://www.econbiz.de/10012946688
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Payments Innovation and the Use of Cash
Evans, David S. - 2013
to 10 countries: France, Italy, Germany, Poland, Portugal, Spain, Sweden, UK, and US. The authors conclude that although …
Persistent link: https://www.econbiz.de/10013081205
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Instant Payments : Regulatory Innovation and Payment Substitution Across Countries
Khiaonarong, Tanai; Humphrey, David - 2022
Instant, or fast, payments are credit transfers completed and settled within seconds or minutes. They have low costs, reduce payment risk, and have significantly replaced the use of cash, cards, or check and direct debit payments. We note the role played by regulators in promoting instant...
Persistent link: https://www.econbiz.de/10014237875
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On the bottom-up foundations of the banking-macro nexus
Wäckerle, Manuel - 2013
The complexity of credit-money is conceived as the central issue in the banking-macro nexus, which the authors consider as a structural as well as process component of the evolving economy. This nexus is significant for the stability as well as the fragility of the economic system, because it...
Persistent link: https://www.econbiz.de/10010199689
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Integrated household surveys : an assessment of U.S. methods and an innovation integrated household surveys : an assessment of U.S. methods and an innovation
Krislert Samphantharak; Schuh, Scott; Townsend, Robert M. - 2017 - This version: May 22, 2017
We present a vision for improving household financial surveys by integrating responses from questionnaires more completely with financial statements and combining them with payments data from diaries. Integrated household financial accounts - balance sheet, income statement, and statement of...
Persistent link: https://www.econbiz.de/10011738655
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Dynamic Capabilities in Microfinance Innovation : A Case Study of the Grameen Foundation
Kayongo, Sarah - 2020
The purpose of this research is to understand how microfinance organizations innovate their products, services, and processes to improve financial inclusion. The approach used is a retrospective, longitudinal, qualitative case study of how Grameen Foundation, a global non-government organization...
Persistent link: https://www.econbiz.de/10012823774