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The Relationship Dilemma : Organizational Culture and the Adoption of Credit Scoring Technology in Indian Banking
Mishra, Prachi - 2019
Credit scoring was introduced in India in 2007. We study the pace of its adoption by new private banks (NPBs) and state-owned or public sector banks (PSBs). NPBs adopt scoring quickly for all borrowers. PSBs adopt scoring quickly for new borrowers but not for existing borrowers. Instrumental...
Persistent link: https://www.econbiz.de/10012889433
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The Relationship Dilemma : Organizational Culture and the Adoption of Credit Scoring Technology in Indian Banking
Mishra, Prachi - 2019
Credit scoring was introduced in India in 2007. We study the pace of its adoption by new private banks (NPBs) and state-owned or public sector banks (PSBs). NPBs adopt scoring quickly for all borrowers. PSBs adopt scoring quickly for new borrowers but not for existing borrowers. Instrumental...
Persistent link: https://www.econbiz.de/10012889500
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The Relationship Dilemma : Organizational Culture and the Adoption of Credit Scoring Technology in Indian Banking
Mishra, Prachi - 2019
Credit scoring was introduced in India in 2007. We study the pace of its adoption by new private banks (NPBs) and state-owned or public sector banks (PSBs). NPBs adopt scoring quickly for all borrowers. PSBs adopt scoring quickly for new borrowers but not for existing borrowers. Instrumental...
Persistent link: https://www.econbiz.de/10012891190
Cover Image
The Relationship Dilemma : Organizational Culture and the Adoption of Credit Scoring Technology in Indian Banking
Mishra, Prachi - 2019
Credit scoring was introduced in India in 2007. We study the pace of its adoption by new private banks (NPBs) and state-owned or public sector banks (PSBs). NPBs adopt scoring quickly for all borrowers. PSBs adopt scoring quickly for new borrowers but not for existing borrowers. Instrumental...
Persistent link: https://www.econbiz.de/10012479645
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The relationship dilemma : why do banks differ in the pace at which they adopt new technology?
Mishra, Prachi; Prabhala, Nagpurnanand R.; Rajan, … - In: The review of financial studies 35 (2022) 7, pp. 3418-3466
Persistent link: https://www.econbiz.de/10013350086