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Karasulu, Meral - International Monetary Fund (IMF) - 2008

prices by 10?30 percent could add another 4 ppt to distressed debt. Ongoing transition to amortizing mortgages in 2008 …

Persistent link: https://www.econbiz.de/10005769235

Posted rates as signals in mortgage lending markets

Avery, Robert B.; Beeson, Patricia E.; Sniderman, Mark S. - Federal Reserve Bank of Cleveland - 1994

A discussion of how mortgage lenders might use posted lending terms to signal both their eagerness to take new loan applications and their lending standards.

Persistent link: https://www.econbiz.de/10005526604

Has the deregulation of deposit interest rates raised mortgage rates?

Gilbert, R. Alton; Holland, A. Steven - In: Review (1984) May, pp. 5-15

Persistent link: https://www.econbiz.de/10005414726

Implied mortgage refinancing thresholds

Bennett, Paul; Peach, Richard; Peristiani, Stavros - Federal Reserve Bank of New York - 1998

The optimal prepayment model asserts that rational homeowners would refinance if they can reduce the current value of their liabilities by an amount greater than the refinancing threshold, defined as the cost of carrying the transaction plus the time value of the embedded call option. To compute...

Persistent link: https://www.econbiz.de/10005420539

GSEs, mortgage rates, and the long-run effects of mortgage securitization

Passmore, Wayne; Sparks, Roger; Ingpen, Jamie - Federal Reserve Board (Board of Governors of the … - 2001

illustrating that market structure, government sponsorship, and the characteristics of the mortgages securitized are all important … enhancements needed in the private sector. Using our simulation model, we demonstrate that when mortgages eligible for purchase by … the GSEs have characteristics similar to other mortgages, then implicit government backing generates differences in …

Persistent link: https://www.econbiz.de/10005394027

Growth of subprime mortgage market raises questions

In: Financial Update (2005) Q 3

Because the subprime mortgage market is relatively new, the fallout of interest rate adjustments is unclear. Subprime mortgage borrowers may be at risk if interest rates rise.

Persistent link: https://www.econbiz.de/10005401710

The effects of recent mortgage refinancing

Brady, Peter J.; Canner, Glenn B.; Maki, Dean M. - In: Federal Reserve Bulletin (2000) Jul, pp. 441-450

accumulated equity in their homes into spendable funds, have prompted many homeowners to refinance their mortgages. In the spring …

Persistent link: https://www.econbiz.de/10005380325

Mortgage refinancing and the concentration of mortgage coupons

Bennett, Paul; Keane, Frank; Mosser, Patricia C. - In: Current Issues in Economics and Finance 5 (1999) Mar

Because of the concentrated distribution of interest rates on outstanding mortgages, modest interest rate declines in …

Persistent link: https://www.econbiz.de/10005387177

Crises in the thrift industry and the cost of mortgage credit

Gabriel, Stuart A. - In: FRBSF Economic Letter (1994)

Persistent link: https://www.econbiz.de/10005490625

First Home Ownership

Commission, Productivity - EconWPA - 2004

The terms of reference for the inquiry on First Home Ownership asked the Commission to evaluate the affordability and availability of housing for first home buyers. The Commission’s preliminary findings were released for public comment in December. In its final assessment, the Commission...

Persistent link: https://www.econbiz.de/10005118887