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Much attention has been given to adoption and diffusion, defined as the degree of market penetration, of Information and Communications Technologies (ICT) in recent years ( Carter, Jambulingam, Gupta, & Melone, 2001 ; Kiiski & Pohjola, 2002 ; Milner, 2003 ; Benhabib & Spiegel, 2005 ). The theory...
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