The presence of extraordinary geographical variation in Internet use in the U.S. is widely acknowledged. Prior research suggests that individual, household, and regional differences are responsible for this disparity. We argue for an alternative explanation: that individual choice is subject to...

An extensive literature in economics and finance has documented “home bias,” the tendency that transactions are more likely to occur between parties in the same geographical area, rather than outside. Using data from a large online crowdfunding marketplace and employing a quasi-experimental...