This article presents a structural model of the Italian motor third party insurance sector, introducing an innovative methodology to analyze and forecast premium dynamics and underwriting profitability. Long and short-run relationships between the macroeconomic environment and claims average...

This paper seeks to explain the large differences in the incidence of motor insurance fraud between Italian provinces. The econometric analysis highlights the role of the differences in per capita income and strength of social norms common to other types of crimes. Moreover the cross province...

This paper seeks to assess the role of expectations on pension income and financial literacy in the decision of joining a pension fund, using a large household survey for Italy. The results confirm past evidence on the role of income and education, and find a strong role played by financial...