We summarize evidence from the growing body of randomized evaluations on health in developing countries from the perspective of the human capital investment model, cost-effectiveness analysis, and behavioral economics. Many cost-effective methods of infectious disease prevention have limited...

The new Medicare Part D program provides prescription drug coverage for older Americans through highly subsidized and tightly regulated plans offered by private insurance firms. For most eligible individuals without coverage from other sources, obtaining Part D coverage would be rational, but it...

The new Medicare Part D program provides prescription drug coverage for older Americans through highly subsidized and tightly regulated plans offered by private insurance firms. For most eligible individuals without coverage from other sources, obtaining Part D coverage would be rational, but it...

The purpose of this paper is to (1) briefly review past efforts by employers to curb rising costs in health benefit coverage and care, (2) help shed light on consumer values and how (and why) consumers make the health-related decisions they do, (3) describe and discuss values-based,...

This paper explores differences in health-plan choice using data from the 2011 EBRI/MGA Consumer Engagement in Health Care Survey as well as earlier versions of the survey. It examines the likelihood of having a choice of plans and how that is changing over time; the main reasons for choosing a...

This paper examines the impact of plan type, health status, and income on the use of health care services. It also examines differences in the use of health services within the CDHP population. Data from the 2005-2007 EBRI/Commonwealth Fund Consumerism in Health Care Survey and the 2008-2011...

The body of research on how consumer-directed health plans (CDHPs) affect the use and costs of health care services -- while still relatively small -- is growing. In recent work, the Employee Benefit Research Institute has examined these relationships using panel data from a large employer that...

Considerable attention in the U.S. has been focused on the development of high deductible insurance plans, largely with the expectation that consumers facing the full price of medical care will make more efficient consumption choices. While moving to higher deductibles should reduce spending...

This paper summarizes the literature on CDHP offer rates and enrollment. Since consumer-driven health plans (CDHPs) were first offered in 2001, estimates of how many workers would be enrolled in these plans have varied widely. The U.S. Treasury Department has predicted that 25-30 million people...