The aim of this work is to present a method to compute the expected amount of annual claims in the health insurance. We will be especially concerned with the permanent health insurance and compare our numerical results with those computed and published for the permanent health insurance in...

Premiums and benefits associated with traditional life insurance contracts are usually specified as fixed amounts in policy conditions. However, reserve-dependent surrender values and reserve-dependent expenses are common in insurance practice. The famous Cantelli theorem in life insurance...

Premiums and benefi ts associated with traditional life insurance contracts are usually specifi ed as fi xed amounts in policy conditions. However, reserve-dependent surrender values and reserve-dependent expenses are common in insurance practice. The famous Cantelli theorem in life insurance...

For lifelong health insurance covers, medical inflation not sufficiently incorporated in the level premiums determined at policy issue requires an appropriate increase of these premiums and/or of the corresponding reserves during the term of the contract. This premium and/or reserve update is...