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derived from imperfect competition in markets for financial services is implied, which banks exercise vis-à-vis their loan and … deposit customers. In the past, bank regulation has often been blamed for undermining competition and the functioning of … industry, competition and regulation are deeply interrelated as most regulatory institutions, even if they do not explicitly …
Persistent link: https://www.econbiz.de/10009765356
Persistent link: https://www.econbiz.de/10011387176
for competition in the consolidated banking sector. The financial crisis of 2008 brought with it the need to proceed with …
Persistent link: https://www.econbiz.de/10012817790
This empirical paper adds to competition and industrial organization literature by exploring the interplay between … markets to be ruled by monopolistic competition, although estimation by revenue-equation does not reject monopoly hypothesis … competitiveness of the given regional market, and the results from non-structural methods of estimation suggest that bank competition …
Persistent link: https://www.econbiz.de/10012905826
Bank profitability in the USA was extremely high in the pre-crisis period, yet this did not prevent the current crisis. It has become clear that these profits were on shaky grounds and also that bank profits were not used to buttress banks' capital bases. This paper analyses the effects of...
Persistent link: https://www.econbiz.de/10013152291
We examine the impact of bank competition on the industrial structure using a city-industry level dataset during 2005 …-2009 in China. We find that bank competition increases the number of firms per capita and decreases average firm size in … industries with higher external financial dependence. Bank competition affects industrial structure through increasing the …
Persistent link: https://www.econbiz.de/10012897641
The functioning of the banking sector is key for economic growth. In this paper, we first gather banks' balance sheet monthly regulatory information in a consistent manner for seven Latin American countries. Second, we estimate lending markups and deposits markdowns in each country over time....
Persistent link: https://www.econbiz.de/10015208863
competition, of which the most common are the concentration ratio and the Herfindahl-Hirschman index. It is important to emphasize … competition. Although market changes are reflected in a reduced number of banks while a change in the dispersion of market shares …
Persistent link: https://www.econbiz.de/10012548965
This study investigates the relationship between profitability and market power in the banking sector using data from the financial reports of the banks that operated in Serbia and Montenegro, covering the period from the first quarter of 2010 to the last quarter of 2019. In order to investigate...
Persistent link: https://www.econbiz.de/10012805908
last global financial crisis and during the crisis, with particular emphasis on the change in concentration and competition …, in an attempt to determine the relationship between competition, concentration, and risk-taking by banks. This paper also … financial stability. The results for competition are unambiguous, as competition had a positive impact on financial stability …
Persistent link: https://www.econbiz.de/10013003893