This paper has reviewed existing policies and programs to encourage banks to expand their financial services to micro, small- and medium-sized enterprises (MicSMEs) and poor households. The overall policy environment for promoting microfinance in the Philippines has indeed considerably improved...

This paper examines the development of microfinance market from the household perspective as it relates to poverty alleviation. It employs poverty decomposition and dominance analysis. The analysis was divided into four components: comparison between beneficiaries of community-oriented financial...

This paper first examines the extent of cost and profit inefficiencies of the Philippine credit cooperative system using stochastic frontier analysis (SFA). Then, it looks into the effects of certain variables on the cost and profit efficiencies of credit cooperatives. Three groups of correlates...