This paper looks at whether Morocco meets the usual criteria of a country where MFIs can succeed and what distinguishes Morocco from its North African neighbors (Algeria, Tunisia, Libya and Egypt) where a priori the culture is similar even though institutions may be different. The paper uses the...

Microcredit as a response to a wicked problem responsibility for wicked problems -- Institutional study of microcredit : successes and failures -- Innovations to make microcredit a more powerful tool -- Other micro products and services to attack the problem -- Concluding remarks on motivation...