This edited collection presents recent developments, practical innovations, and policy reforms in the realm of microfinance in emerging markets. Microfinance has been hotly debated by ever-colliding camps of ardent supporters, who believe that microfinance addresses credit market failures and...

This study aims to extend the standard credit scoring model and identify the credit risk of group-loan-taking farmers. For do this, we apply spatial random effects to the logistic model, and construct three different credit scoring models for group-loan-taking farmers: the logistic-INLA model...