Usually screening in microcredit is a very opaque process, because borrowers seldom have verifiable information or collateral. We explore the relationship between traditional screening variables and a new screening variable (Job Experience) for a Brazilian fintech microcredit firm. Unlike...

We theorize that for-profit microfinance institutions (MFIs) tend to have higher incentives to use earnings management techniques when compared to their not-forprofit counterparts. We show empirically that, when facing a distress period, for profit MFIs recognize more impairment loan losses...

Community currencies have recently emerged as tools for assisting the disadvantaged. In order to make a contribution to the larger field of community currencies, the purpose of this research is to investigate how a financial institution evaluates community currency lending. We show, using an...

In this paper, we use two samples of Latin American MFIs (41 MFIs from 2005-2014 and 102 MFIs from 2010-2014) to show that there is no relation between the percentage of female borrowers in an MFI portfolio and MFI economic outcomes. We verified the return on equity for companies focused on...