house purchase easing somewhat. By contrast, in the euro area, credit standards mostly eased while the overall terms and … household segments appears to have increased in the euro area. Conditions of access to wholesale and retail funding markets … remained stable or improved in nearly all cases during the quarter, both in Spain and in the euro area. In the last six months …

categories of lending in Spain, whereas this only affected consumer credit and other lending to households in the euro area. In … this segment, the general terms and conditions on new lending eased, both in Spain and in the euro area as a whole … of credit in Spain decreased, whereas in the euro area as a whole loan applications from enterprises declined and those …

and the euro area, affecting practically all the segments analysed. Demand for loans continued to fall in Spain across the … board, although firms’ demand fell at a slower rate than in the prior quarter. In the euro area as a whole, firms’ demand …

Spain and in the euro area in 2020 Q3, which would be linked to increased risk perception. On the demand side, demand from … firms fell in both Spain and the euro area following the marked increase recorded between April and June. Conversely …, applications for loans to households for house purchase rose both in Spain and in the euro area, while applications for consumer …

again in almost all segments both in Spain and in the euro area, which is linked to banks’ heightened risk perceptions. Loan …

in Spain and in the euro area, while loan applications increased across the board in the two areas. Compared with prior … the supply of loans with public guarantees barely changed in Spain, while in the euro area it eased slightly. The demand …

slightly, depending on the segment, in both Spain and the euro area. Terms and conditions on new loans appear to have eased … slightly in Spain in the two household lending segments, whereas in the euro area they seem to have tightened in loans for …

, while remaining virtually unchanged in most segments in the euro area. The terms and conditions applied to new loans did not … for house purchase segment, which eased slightly. Loan applications increased moderately in both Spain and the euro area …

conditions tightened slightly, across all market segments, both in Spain and in the euro area. Meanwhile, loan applications …