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Are American homeowners locked into their houses? : the impact of housing market conditions on state-to-state migration

Sasser, Alicia; Dennett, Julia - In: Regional science & urban economics 43 (2013) 2, pp. 322-337

Persistent link: https://www.econbiz.de/10009736888

Andersson, Fredrik - 2013

This paper investigates the relationship between home equity and household mobility. We first develop a simple theoretical model that suggests a non-unidirectional mobility-equity relationship. We test this hypothesis using a dataset from Florida that allows us to construct home equity measures...

Persistent link: https://www.econbiz.de/10013089771

Housing Equity, Residential Mobility and Commuting

Bloze, Gintautas - 2015

Highly productive economies require a flexible labor force with workers that move in accordance with the changing demand for goods and services. In times with falling housing prices, home owning workers' mobility may be hampered by a lock-in effect from low and negative equity. This paper...

Persistent link: https://www.econbiz.de/10013010227

Institutional housing investors and the Great Recession

Oosthuizen, Dick - 2023

Persistent link: https://www.econbiz.de/10014382442

Mortgage worries : young adults and the US housing crisis

Dwyer, Rachel E.; Neilson, Lisa A.; Nau, Michael; … - In: Socio-economic review 14 (2016) 3, pp. 483-505

Persistent link: https://www.econbiz.de/10011658923

Low homeownership in Germany : a quantitative exploration

Kaas, Leo; Kocharkov, Georgi; Preugschat, Edgar; … - 2017

The homeownership rate in Germany is one of the lowest among advanced economies. To better understand this fact, we … analyze the role of three specific policies which discourage homeownership in Germany: an extensive social housing sector with … payments by owner-occupiers. We build a lifecycle model with uninsurable income risk and endogenous homeownership in order to …

Persistent link: https://www.econbiz.de/10011761605

Mortgage supply and the US housing boom : the role of the community reinvestment act

Saadi, Vahid - 2016

This paper studies the role of the Community Reinvestment Act (CRA) in the recent US housing boom-bust cycle. Using a difference-in-differences matching estimation, I find that the enhancement of CRA enforcement in 1998 caused a 7.7 percentage points increase in annual growth rate of mortgage...

Persistent link: https://www.econbiz.de/10011570577

The impact of federal housing policy on housing demand and homeownership : Evidence from a quasi-experiment

Davis, Morris A.; Oliner, Stephen; Peter, Tobias J.; … - In: Journal of housing economics 48 (2020), pp. 1-24

Persistent link: https://www.econbiz.de/10012653267

The impact of mortgage regulation on homeownership and household leverage : evidence from Finland's LTV reform

Eerola, Essi; Lyytikäinen, Teemu; Ramboer, Sander - 2022

Persistent link: https://www.econbiz.de/10013419344

Mandatory pension saving and homeownership

Fischer, Marcel; Jensen, Bjarne Astrup; Koch, Marlene - 2024 - This version: August 30, 2024

Persistent link: https://www.econbiz.de/10015079954