The Netherlands like most western countries has witnessed a strong rise in small businesses of non-western migrants in recent years. This phenomenon has been particularly observable in disadvantaged multicultural neighbourhoods of the major cities of Amsterdam, Rotterdam, The Hague and Utrecht....

The Netherlands and the Nordic countries are faced with a rapid decline in the use of cash. Sooner or later, they will be confronted with the question whether cash remains necessary as well-functioning means of payment for POS transactions. This paper focuses on how this issue is addressed in...