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Determinants of Bank Asset Quality and Profitability - An Empirical Assessment

Swamy, Vighneswara - Volkswirtschaftliche Fakultät, … - 2013

Determinants of default risk of banks in emerging economies have so far received inadequate attention in the literature …. Using panel data techniques, this paper seeks to study the determinants bank asset quality and profitability using robust … lower levels of NPAs. Further, investigating the effect of determinants on profitability it is established that while …

Persistent link: https://www.econbiz.de/10011111176

Government intervention, bank ownership and risk-taking during the Indonesian financial crisis

Agusman, Agusman; Cullen, Grant S.; Gasbarro, Dominic; … - In: Pacific-Basin Finance Journal 30 (2014) C, pp. 114-131

The 1997/98 financial crisis forced the Indonesian government to inject capital into selected banks, introduce deposit insurance and change capital requirements. This study investigates the relation between highly concentrated ownership and bank risk-taking using a sample of 52 insured private...

Persistent link: https://www.econbiz.de/10011116383

Loan loss provisions, accounting constraints, and bank ownership structure

Balla, Eliana; Rose, Morgan J. - In: Journal of Economics and Business 78 (2015) C, pp. 92-117

We examine bank-level changes in the relationship between earnings and loan loss provisioning, a measure of earnings management, following the tightening of accounting constraints associated with the SEC's 1998 SunTrust Bank decision. By exploiting both temporal variation in the regulatory...

Persistent link: https://www.econbiz.de/10011209907

On the determinant of bank loan contracts: The roles of borrowers’ ownership and board structures

Lin, Chih-Yung; Chen, Yan-Shing; Yen, Ju-Fang - In: The Quarterly Review of Economics and Finance 54 (2014) 4, pp. 500-512

Given the worldwide economic importance of bank loan financing, we empirically investigate the roles of borrowers’ ownership and board structure in bank loan terms through a comprehensive dataset, which includes the complete history of individual bank loan contracts for firms publicly listed...

Persistent link: https://www.econbiz.de/10011076308

Ownership structure and risk-taking behaviour in conventional and Islamic banks: Evidence for MENA countries

Srairi, Samir - In: Borsa Istanbul Review 13 (2013) 4, pp. 115-127

This paper investigates the impact of ownership structure, measured by two dimensions: nature of owners and ownership concentration, on bank risk, controlling for country and bank specific traits and other bank regulations. Particularly, it compares risk-taking behaviour of conventional and...

Persistent link: https://www.econbiz.de/10010743409

Corporate ownership structure and bank loan syndicate structure

Lin, Chen; Ma, Yue; Malatesta, Paul; Xuan, Yuhai - In: Journal of Financial Economics 104 (2012) 1, pp. 1-22

Using a novel data set on corporate ownership and control, we show that the divergence between the control rights and cash-flow rights of a borrowing firm's largest ultimate owner has a significant impact on the concentration and composition of the firm's loan syndicate. When the...

Persistent link: https://www.econbiz.de/10010571681

Corporate ownership structure and the choice between bank debt and public debt

Lin, Chen; Ma, Yue; Malatesta, Paul; Xuan, Yuhai - In: Journal of Financial Economics 109 (2013) 2, pp. 517-534

This article examines the relation between a borrowing firm's ownership structure and its choice of debt source using a novel data set on corporate ownership, control, and debt structures for 9,831 firms in 20 countries from 2001 to 2010. We find that the divergence between the control rights...

Persistent link: https://www.econbiz.de/10010678710

Risk tasking behaviour and ownership in the banking industry: the Spanish evidence

Marco, Teresa garcía; Robles-Fernández, M. Dolores - Facultad de Ciencias Económicas y Empresariales, … - 2005

This paper analyses the determinant of risk_taking in the Spanish financial intermediaries with special emphasis on the ownership structure and size of the different entities. On the one hand, the soecific legal configuration of Spanish Savings banks may lead them to differ from Commercial banks...

Persistent link: https://www.econbiz.de/10008468182

The Cost of Ownership in Microfinance Organizations

Mersland, Roy - 2010

This article analyses the cost of ownership in microfinance organizations. We specifically compare the ownership-cost of Shareholders Firms (SHFs), Non Profit Organizations (NPOs) and Cooperatives (COOPs). A paradoxical situation motivates us: most providers of microfinance, both historically...

Persistent link: https://www.econbiz.de/10014052193

Debt Maturity, Ownership Concentration, and Firm Efficiency

Murtinu, Samuele - 2016

I study the relationship between debt maturity and agency conflicts between controlling and minority shareholders in unlisted firms. Exploiting cross-provinces variance in the development of local credit markets, I find a negative joint effect of ownership concentration and short-term bank debt...

Persistent link: https://www.econbiz.de/10013004619