Government, institutional investor, investors and the ordinary Ghanaian believe that the interest rate spread in Ghana is on the higher side. Financial institutions also on the other side claim the opposite. The perceived wide interest spread charged by banks in Ghana continues to ignite many...

Purpose – Africa is the continent with the weakest capital market hence inability to raise funds local for long term projects. The Banking sector development of a country is crucial for economic growth and development through the facilitation of trade. After the financial sector reforms in the...