W artykule zaprezentowano wyniki badania ankietowego przeprowadzonego metodą CATI na 200 respondentach na przełomie stycznia i lutego 2008 r. Badanie dotyczyło korzystania przez Polaków z usług finansowych. Jak wskazują wyniki badań, Polacy są tradycjonalistami jeśli chodzi o...

This survey conducted in Poland was the first in-depth one of non-commercial character. It was conducted in July 2007 on a quota sample covering people in the age bracket 18-75 years. The executed survey confirmed that factors explaining financial exclusion in Poland are the same like for social...

The idea of the article is to present a review of solutions, preventive and/or remedial in character, applied in several developed countries that had to deal with the problem of the over-indebtedness earlier than in Poland. We assumed that the development of the financial knowledge and...

In this article we present four diversified approaches to forecasting main macroeconomic variables without a priori assumptions concerning causality. We include tendency survey data in both the Bayesian averaging of classical estimates (BACE) and the dynamic factor models (DFM) frameworks. With...

The development of the card payment system allows for lowering the costs of money emission and circulation and thereby leads to significant economic gains. Yet relatively small amount of research has been dedicated to the analysis of the determinants of these developments. Therefore, the aim of...