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Non-take-up of tax-favored savings plans : are household portfolios optimal?
Alessie, Rob; Hochgürtel, Stefan; Soest, Arthur van - 2001
Since the early nineties, the Dutch tax system allows for a tax-favored form of risk free savings through employer …-sponsored savings plans (ESSPs). Under some conditions and up to a certain amount, the contributions to this planare tax-deductible, and … suggests that those who have access to this type of savings should participate inthem, provided they have some financial wealth …
Persistent link: https://www.econbiz.de/10011325658
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Non-take-up of Tax-favored Savings Plans: Are Household Portfolios Optimal?
Alessie, Rob; Hochguertel, Stefan; van Soest, Arthur - 2001
Since the early nineties, the Dutch tax system allows for a tax-favored form of risk free savings through employer …-sponsored savings plans (ESSPs). Under some conditions and up to a certain amount, the contributions to this planare tax-deductible, and … suggests that those who have access to this type of savings should participate inthem, provided they have some financial wealth …
Persistent link: https://www.econbiz.de/10010324947
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Fixed and variable longevity annuities in defined contribution plans : optimal retirement portfolios taking social security into account
Horneff, Vanya; Maurer, Raimond; Mitchell, Olivia S. - 2023
This paper investigates retirees' optimal purchases of fixed and variable longevity income annuities using their defined contribution (DC) plan assets and given their expected Social Security benefits. As an alternative, we also evaluate using plan assets to boost Social Security benefits...
Persistent link: https://www.econbiz.de/10013554899
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Gender and the effect of working hours on firm-sponsored training
Picchio, Matteo; Ours, Jan C. van - 2015
Using employees' longitudinal data, we study the effect of working hours on the propensity of firms to sponsor training of their employees. We show that, whereas male part-time workers are less likely to receive training than male full-timers, part-time working women are as likely to receive...
Persistent link: https://www.econbiz.de/10011386670
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Target date funds and portfolio choice in 401(k) plans
Mitchell, Olivia S.; Utkus, Stephen P. - 2021
Target date funds in corporate retirement plans grew from $5B in 2000 to $734B in 2018, partly because federal regulation sanctioned these as default investments in automatic enrollment plans. We show that adopters delegated pension investment decisions to fund managers selected by plan...
Persistent link: https://www.econbiz.de/10012665505
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Household portfolios an financial preparedness for retirement
Crawford, Rowena; O'Dea, Cormac - 2020
Persistent link: https://www.econbiz.de/10012319448
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Choice without consciousness : women's participation in household decisions and gender equality in children's education
Saleemi, Sundus; Kofol, Chiara - 2020
In this paper, we test if households where women participate in decisions regarding children's education and allocation of household education budgets incur more equal expenditures on education of boys and girls. Moreover, we test if women's awareness of gender equality can reduce inequality...
Persistent link: https://www.econbiz.de/10012149916
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Risk, return and portfolio allocation under alternative pension arrangements with imperfect financial markets
Miles, David; Černý, Aleš - 2001
importance of unfunded, state pensions differs. We estimate how the optimal level of unfunded, state pensions depends on rate of … is rapid and unfunded pensions are currently generous. …
Persistent link: https://www.econbiz.de/10011398101
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Individual financial decisions in retirement saving plans and the provision of resources for retirement
Poterba, James M.; Wise, David A. - 1996
Persistent link: https://www.econbiz.de/10000604962
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Financial literacy and suboptimal financial decisions at older ages
Fong, Joelle H.; Koh, Benedict SK.; Mitchell, Olivia S.; … - 2019
Over the life-cycle, wealth holdings tend to be highest in the early part of retirement. The quality of financial decisions among older adults is therefore an important determinant of their financial security during the asset drawdown phase. This paper assesses how financial literacy shapes...
Persistent link: https://www.econbiz.de/10012113846