Showing 1 - 10 of 1,547
“The Impact of Microcredit on the Poor in Bangladesh: Revisiting the Evidence,” by David Roodman and Jonathan Morduch (2014) is the most recent of a sequence of papers and postings that seeks to refute the findings of the Pitt and Khandker (1998) article “The Impact of Group-Based Credit...
Persistent link: https://www.econbiz.de/10010242865
Over the last 35 years, microfinance has been generally regarded as an effective policy tool in the fight against … address this question, we conduct a systematic review of the quantitative literature of microfinance's impacts in the … the limited comparability of outcomes and the heterogeneity of microfinance-lending technologies, together with a …
Persistent link: https://www.econbiz.de/10011776445
Although one of the primary objectives of microfinance has been the reduction of poverty through the provision of … microfinance, there may be an indirect positive impact through the effect of microcredit availability on families’ decisions to … availability on education expenditures for children of clients of a South Indian microfinance institution. I first look at some …
Persistent link: https://www.econbiz.de/10011848456
vicious circle.Microfinance is a successful financial innovation to help the poor to sort out credit exclusion, which is one … unfair globalization.Microfinance, a grass-roots movement to provide credit to the neediest, can greatly help to dismantle at … the poorest for financial services is potentially unlimited – while supply is not.The key idea is that if microfinance is …
Persistent link: https://www.econbiz.de/10013107442
Using unique household survey data from Ecuador, we study how an increase in poor households' income affects their probability of borrowing from local loan sharks ("chulqueros"). We exploit a natural experiment created by a government cash transfer program for which only households with a...
Persistent link: https://www.econbiz.de/10014235844
We examine the impact of transaction failures on the working of a biometric-enabled payment system introduced in India to facilitate banking by the poor. On average, nearly one-third of transactions fail. However, the proportion of failures decline steeply with user experience. The usage of the...
Persistent link: https://www.econbiz.de/10013229871
We investigate if participation in Indian Self Help Group microfinance program (SHG) results in reducing vulnerability … be robust using sensitivity analysis and Rosenbaum bounds method. -- Microfinance ; Vulnerability ; Poverty ; Self Help …
Persistent link: https://www.econbiz.de/10008759521
The present research extends the extant literature by investigating the hypothesis on whether marriage can be a substitute for financial inclusion in energy poverty reduction in Ghana. Pooled data and two stage least squares techniques are used in the estimation process and the validity of the...
Persistent link: https://www.econbiz.de/10015064761
This study examines the effect of financial inclusion on poverty and vulnerability to poverty of Ghanaian households. Using data extracted from the seventh round of the Ghana Living Standards Survey in 2016/17, a multiple correspondence analysis is employed to generate a financial inclusion...
Persistent link: https://www.econbiz.de/10012844229
Limited borrower information may create targeting distortions in credit markets. Community-based lending programs may reduce these distortions by exploiting information transmitted in local networks, but connections may create asymmetries in power. This paper analyzes how local leaders balance...
Persistent link: https://www.econbiz.de/10012154414