This article examines the current regulatory efforts aimed at creating a Pan-European Personal Pension Product (PEPP). In doing so, it pursues two primary objectives: firstly, it seeks to explain the relevance of a European harmonized pension product to the overall concept of the single market;...

This article will concentrate on how the PEPPR presents an added value for both PEPP savers and providers. Therefore we explore the following: the legislative history of PEPPR, the reasons of PEPPR, the definition of a PEPP and its savers and providers. Furthermore attention will be drawn to the...

This discussion paper explores how EU law affects national pensions systems, be it directly (by regulating pensions explicitly) or indirectly (by providing a regulatory framework that must be respected in the field of pensions as well as in other fields). Moreover, the focus will be on some...

On June 20 th, 2019, Regulation (EU) 2019/1238 of the European Parliament and of the Council on the subject of a pan-European Personal Pension Product was adopted (hereinafter referred to as “PEPPR”). The object of the PEPPR is to lay down uniform rules on the registration, manufacturing,...