This study explored the psychological mechanisms that underlie the retirement planning and saving tendencies of Dutch … analysis models to identify the mechanisms that underlie perceived financial preparedness for retirement. Findings revealed … psychological and retirement planning constructs, but also in the robustness of the path models. These findings suggest that policy …

One problem for sustainability of systems pensions is how people without specialized financial training could manage … their resources and their actual personal intentions towards retirement. Research objective is to analyse the relationship … among several factors that affect the behaviour towards retirement, the financial management practices and the financial …

desired response is that individuals accumulate private assets for retirement. Whether this actually takes place, is of … gradually being reduced, while substantial incentives are granted to occupational and private saving schemes. Has this … Germans adapted to the new situation. Both actual and expected retirement decisions changed and the share of households …

retirement despite generous matching incentives. We provide evidence on four of these frictions through a field experiment …’s baseline incidence. We describe four main findings: (1) We corroborate prior work showing pervasive deficits in retirement … literacy and their correlation with saving but reject any meaningful increase in saving from personalized recommendations that …

declining in the years that follow. Prior research has documented that consumption declines at retirement, which is inconsistent … retirement confirming the results of Aguiar and Hurst (2005, 2013) …

Many nations incentivize retirement saving by letting workers defer taxes on pension contributions, imposing them when …) contributions rather than payouts - alters saving, investment, consumption, and Social Security claiming patterns. We find that … taxing pension contributions instead of withdrawals leads to delayed retirement, somewhat lower lifetime tax payments, and …

This paper constructs a structural retirement model with hyperbolic preferences and uses it to estimate the effect of … substantial amounts of wealth for retirement. We find it is frequently difficult to distinguish empirically between models with … the two types of preferences on the basis of asset accumulation paths or consumption paths around the period of retirement …

, health care, and retirement planning, all of which are very important for the well-being of the elderly. Our review suggests …

Planning for retirement and subsequent execution of the plan are difficult, but essential for financial security in old … applied to study welfare and savings implications of automatic enrolment into private pensions. The default option effect on …